I have been wondering how others manage their budgets while running a small business. Are you the sole or key earner in the house? If your business stopped tomorrow would your family be in trouble?
It is an added pressure and must make for some stress for people who might be finding the job tough. Personally my wife works full time but I consider myself to be the main earner. We're in the lucky position that either salary could maintain our modest lifestyle (10 year old car, maybe 2 holidays a year max, semi detached house, no smoking, barely any drinking and no habit of buying expensive clothes).
Do you have the luxury of being able to run your business as a hobby? Is this an advantage and helps you achieve things you might not be able to if you were driven harder by profits?
I expect few honest replies but it is something I think about.