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Replies
I'd just keep the old van going if possible and save myself £180 a month!! If they'd be willing to take your old van as a deposit, it can't be on it's last legs? Another advantage of an older van, no worrying about dents + thieves never reckon there can be anything worth nicking inside lol. Had my Transit Connect now for 16 years... tatty but still going strong with 150k on the clock.
No doubt you have seen my last response, what needs to be taken into consideration is that any repairs do not make your old van worth anymore so it"s effectively dead money, but the main issue is the longer you keep the old van the less it will be worth if anything as a part ex so the amount of money to swap whether that be used or new constantly increases. The capital allowance and the 100% tax allowance on the loan interest also have to be considered in the equation, as I noted in my previous post would never go back to old vehicles and reallistically £180 ,pcm is £45 week. I spend more than that on fags
From articles I've read, seems that even the new vans these days often seem to need expensive repairs ..... it seems the "cleverer" they make thing now, the more there is to go wrong and the more expensive to fix. I haven't even got electric windows and had a cassette deck when I bought it! True...the longer you keep a van, the less its going to be worth however if you're just going to "run it into the ground" and not going to part-exchange , that really doesn't matter. I've been quite fortunate with my Connect van............ power steering went twice, the usual clutch, a few minor things and a fuel injection pump (that was pricey at £1400)........ about £200 a year on average over the 16 years. Maybe I've been lucky. Purchased the van for £4400 in 2008 and done 100k in it. . I'm expecting the van to keep going for another few years at least..... I must have saved thousands over buying something on finance. Having something new or nearly new is nice but not when you're forking out £180 a month I reckon.
Morning Martin
In one word, yes... but needs to be EXCLUSIVLY for business.
Picked up a new e-expert yesterday so every penny is taxable.
All the best!!
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