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Founded in 2008. The Landscape Juice Network (LJN) is the largest and fastest growing professional landscaping and horticultural association in the United Kingdom.

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Public liability and tool insurance

I saw a discussion on here about tool insurance which replaces new for old can anyone remember or can advise best company to go with I want public liability and tool insurance currently with axa £150 2 million liability and tool insurance but not new for old thanks

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  • PRO

    I use Simply business

  • PRO

    me too

  • Hmmm - just looking around for advice on this myself and found this very old thread. Posting a comment in case anyone else is looking and might save them some anguish later.

    I have liability insurance which includes tools cover with Simply Business with £100 excess on any claim - but some very small print exclusion somehow treats tools as goods in transit and they apply a £500 excess when they get stolen from a locked parked vehicle !! By the time they take off for wear and tear there is nothing left to pay out! So now I am wondering the benefit of this insurance at all?

    • Judging from the number of vans being broken into and tools nicked, I'd guess insurance companies really don't want this business so they make it as unappealing as possible. 


      • PRO

        I think you are right, Graham. I was trying to collect a few quotes for tools insurance and was put off every time. It seems they really don't fancy the business.  Some time ago I signed a petition calling for tougher penalties on tool theft, (Hang,draw and quarter- I'm for!), but I suspect it didnt get anywhere.

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