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Public liability insurance

Hi need to renew my public liability and was wondering who most of you use, and also what you def make sure you get cover for, also it must cover my equipment not sure to have legal expense cover?? Any thoughts

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  • I have a Simply Business policy. They were fantastic when I claimed last year so will be renewing with them.

  • Are they a broker ??
  • PRO

    Yes and they are an LJN Sponsor and thus support the site.

    Their advert is to the right of the screen in the Sponsor/Advertiser Sidebar >>>>>>>>>>

  • Thanks
  • Personally, nothing like sponsoring the site, premiums they charge etc. matter. When you've been cleaned out and they offer a reasonable and very fast settlement, you are back in business.

  • Is it old for new Paul on equipment ?


  • chris said:
    Is it old for new Paul on equipment ?

    Not on my policy, but I don't know if they offer that as an extra? You might ask for "new for old", though, lol! :-)

    They were pretty fair with my claim. The brand new mower, 100% paid. Older stuff, I had to declare the condition, but I thought it was reasonable, if not a bit above used prices.

    My only quibble was a chainsaw that was over ten years old, but used only once or twice a year so like new, but it had almost no value. No leeway there, but overall I was happy they'd given a well-considered price for the used gear, and I'm hard to please!

    That was a new Viking, and Stihl gear to include a 130 Kombi engine, strimmer and LR trimmer heads, 2 hedgecutters, a blower and the chainsaw.
  • I suppose it's always best if not sure to cover yourself for more than you think you have ??
  • Ie if you think you have £5k worth of stuff cover yourself for 7k ????
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