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Founded in 2008. The Landscape Juice Network (LJN) is the largest and fastest growing professional landscaping and horticultural association in the United Kingdom.

LJN's professional business forum is unrivalled and open to anyone within within the UK landscape industry

LJN's Business Objectives Group (BOG) is for any Pro serious about building their business.

For the researching visitor there's a wealth of landscaping ideas, garden design ideas, lawn advice tips and advice about garden maintenance.

Replies

  • PRO
    Nick @ NM Garden Services Ltd May 6, 2013 at 7:42am
    Not much.

    Although as an FSB member I use their free business account with the Co-op.
  • Derek Conway May 6, 2013 at 7:57am

    Absolutely nothing, Except you get worse service with a business account and have to pay a fortune for it. RBS - 3 months and six requests before I could get a replacement debit card. 6 months and 10 requests before they would stop sending my business statements to my old address. Ironically they gave me the mortgage for the new house.

  • Stuart Land-Scape.co.uk May 6, 2013 at 10:21am

    ditto

    Nick @ NM Garden Services Ltd said:

    Not much.

    Although as an FSB member I use their free business account with the Co-op.
  • PRO
    Andrew @ The Outsidedge May 6, 2013 at 10:30am
    FSB member & bank with Co-op. Even taking into consideration the FSB membership fee, I'm still saving more in fees than what the membership costs.
  • Colin Hunt May 6, 2013 at 12:09pm

    We moved from Barclays because Abbey offered free banking and have had a business account for 15 years which then changed to Santandar and never paid a penny for the privilage.

  • Ian Olpin May 6, 2013 at 3:06pm

    I'm with Lloyds and after enjoying 18 months charge-free, it's a bit of a shocker when you receive their fees.

    Any cash payments I now put into my personal account and transfer over to the business account, because the charge for depositing cash in particular is ridiculously high.

    Certainly going to explore the FSB option.

  • Paul McNulty May 6, 2013 at 7:48pm

    It's critical to keep business and personal accounts separate. You'll be in a heap of trouble if you have a tax inspection otherwise. Get people paying you electrinically if possible, and invoice by email; cuts the costs a lot. Cash is a nightmare as it costs a load to bank, I just don't accept it now.

    As a glass-half-full guy, I look at it the other way. Banks are businesses, so why shouldn't we pay for them? I get completely free banking on all our personal accounts, so the business account is the only one I have to pay for. As such, all our banking is tax-deductible. :-)

  • PRO
    Nick @ NM Garden Services Ltd May 6, 2013 at 9:33pm

    The FSB account also gives you a £25 bonus each year - happy days!
    Ian @ Red Barrow East Sussex said:

    I'm with Lloyds and after enjoying 18 months charge-free, it's a bit of a shocker when you receive their fees.

    Any cash payments I now put into my personal account and transfer over to the business account, because the charge for depositing cash in particular is ridiculously high.

    Certainly going to explore the FSB option.

  • Richard Boyd May 7, 2013 at 2:56am
    The fact that your accountancy firm can't advise you which banks to go with flags up the fact that they are crap and that you are going to get bad advice or that they could not care less...I'd ditch them tomorrow if I were you but if you stay with them I can gaurentee that they will loose you money.

    Banks are in a perilous state these days so you should be very careful which bank you choose, unless you want to work for nothing. If nothing else I would suggest an ethical bank i.e Co-op.
  • neil aldridge May 7, 2013 at 8:30pm

    why is your accountant telling you that you need to open a business account?

This reply was deleted.

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