What insurance company for tool cover?


I was just interested in finding out what insurance company is the best to cover you just for tools for theft or damage?
My Van insurance covers me up-to £3000.00 tool cover  which covers my Honda Mower, stihl combis, Blowers but we all know what happens when the scumbags break into your van and take the tools and you ring the insurance company and they offer you 250.00 for a 1200.00 Honda Pro , which happened to my old boss , with winter coming and the dark nights we have been getting more break ins in the area, ( northamptonshire) , Ive not got my sprinter van sign written as i feel this its more likely to be targeted for the tools.

Is there a company that replaces new for new? Or are on the ball and are not a pain in the backside to deal with?

Many Thanks

Halford Gardens 

You need to be a member of Landscape Juice Network to add comments!

Join Landscape Juice Network

Email me when people reply –


  • PRO
    I would certainly be interested in any news on this. I was quoted £800 per year previously and that covers me for 4k worth of tools but with all sorts of exclusions. I didn't think it great value if I'm honest. My existing protection covers me for the tools in the shed but not on the van. Is there a dedicated provider who covers tools on the van at a reasonable rate?
  • PRO
    Make it harder to steal.. deadlocks, van vault, decent anchor points with 16mm chain and closed shackle padlock. Maybe also an Alarm linked to your phone..
  • PRO Supplier

    I would speak to Keeley at SJL Insurance Services.

    Best to get these policies at the same time as all your others need renewing (if possible) as it will give you a much better bargaining chip with the broker. Get them to explain what situations are covered and what aren't, what you'll get if you make a claim etc - not all policies are the same, and SJL were very good at explaining the various quotes.

  • PRO

    Trust Insurance are good, 

    of the top of my head, Public and employers liability and tool cover 10K is around £75.00 per month 

    • PRO

      It's all fine and dandy until you need to renew after making a claim. I would put a lot of effort into securing and alarming your van, and linking it to your mobile. Pretty easy these days.

      Sadly, you need to get hit for north of a couple of grand to be worth claiming for in my experience. So people inflate their claims. Which inflates premiums across the board. It's a loose-loose situation, unless you're a thieving scumbag it would appear.

This reply was deleted.

Industry Jobs

Mechanic & Service Support Engineer

Working with a team of dedicated hard working enthusiasts in the Grass & Groundcare machinery industry the successful applicant will be responsible for undertaking the build up, pdi, servicing and repairs of a range of grounds machinery. With a range of ability’s and attributes allowing you to work under your own initiative diagnosing and repairing

Grounds Maintenance Operative

GROUNDS MAINTENANCE OPERATIVES Our client based on the beautiful Jurassic coast is a successful, growing and ambitious organisation providing grounds maintenance services across Dorset and landscaping and safety surfacing throughout the South West. They are a forward thinking company with innovative plans to develop in the future. They are looking to recruit a number of


We are urgently looking for experienced hard landscapers capable of leading a team and turning plans into finished gardens. Immediate start and good rate of pay for the right person. We are members of the Association of Professional Landscapers and a Marshalls registered installer so an eye for detail and top quality finish are essential.

Team Leader landscape maintenance

Landscape maintenance team leader working out of Rusthall in Tunbridge Wells. Great opportunity for career minded individual as future development for the right applicant is significant. You will be responsible for maintaining the landscaped areas around a number of commercial and residential sites throughout Kent and Sussex. Work to include grass cutting, hedge trimming, border

Latest blog post


How to Revive a Worn Out Lawn

Is your lawn weedy, mossy, baldy or just plain tired looking? In this blog we’ll show you how to revive your worn out lawn and make your neighbours turn green with envy.


Ireland is one of the best countries in the whole world…

Read more…
Comments: 0

Trade green waste centres

If you've received help from the Landscape Juice Network and you'd like to say thank you, why not make a small donation?

The site is maintained as an indpendent industry resource and it's become an essential tool for those working in the landscape industry.

Thank you

Phil Voice

Founder Landscape Juice

Make a donation

LJN Sponsor




How to Revive a Worn Out Lawn

Is your lawn weedy, mossy, baldy or just plain tired looking? In this blog we’ll show you how to revive your worn out lawn and make your neighbours turn green with envy.


Ireland is one of the best countries in the whole world…

Read more…
Comments: 0

In the first of a several part blog that we are writing, we will explain some of the terms that are often used in lawncare service leaflets and by contractors but many of you out there may not actually understand what they mean!…

Read more…
PRO Supplier

Nothing but MM50 for Sportsturf Management

Following a successful trial, Jamie Foyster - owner of Sportsturf Management, has now chosen to exclusively use Limagrain’s MM50 grass seed across every single cricket square he tends to.

It is safe to say that Jamie Foyster knows a…

Read more…