My insurance is up for renewal and it dawned on me that since starting the business and getting my first van (9yrs), I have always said no when it comes to declaring hazardous goods.
I remember with my first van insurance, i enquired about it and they said a couple of jerry cans of fuel doesn't count as hazardous goods, and since then thats how I've left it.
Today while on the phone, it came into my head that maybe i should check with them before renewing, and it turns out that 5 litres is the maximum, which is ridiculous considering the insurance is supposed to be geared towards my profession, which obviously involves fuel for machinery. I can carry 5 litres in the boot of the car for christ sake!
I normally have three 5 litre plastic cans in the van, 2 straight and 1 mix, the current underwriter was'nt interested and ones that were wanted an extra £100!! it's not like i carry a 50 litre drum of fuel around 24/7, I mean a few Lithium batteries if you've gone that route is probably more explosive in a major accident than petrol!
What are other peoples experience with other insurers and their criteria? For now, Ive removed the extra fuel while i consider my options.
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I carry 3 x 5l containers of fuel as well and I'll continue doing so................ being realistic here, if you're involved in an accident, do you really think they're going to come out to check what you've got in the van? I wouldn't worry about it myself though I'm sure others will disagree.