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  Colin@Green Room Gardens February 4, 2011 at 7:49pm

  that'll be a no then
• PRO

  Brian www.mibservices.co.uk February 4, 2011 at 7:53pm

  Hi Colin, I'm all-in with Simply Business, tools, public, employee. Never had to claim so don't know what they are like in that respect but cover and price was fine. I think a lot of the guys on here are with NFU and get good deals with them
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  Colin@Green Room Gardens February 4, 2011 at 8:04pm

  Just checked and they said that as they are tools fow buisness they will not be insured with the house! butif  they r for DIY they would
  
  john grass roots home and garden said:

  wont your house insurance cover things ??
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  Colin@Green Room Gardens February 4, 2011 at 8:05pm

  Thanks Ill have look AT Those ones than chap.
  
  Brian www.mibservices.co.uk said:

  Hi Colin, I'm all-in with Simply Business, tools, public, employee. Never had to claim so don't know what they are like in that respect but cover and price was fine. I think a lot of the guys on here are with NFU and get good deals with them
• PRO

  Nick @ NM Garden Services Ltd February 5, 2011 at 8:02am

  I hat Norwhich Union cover
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  Colin@Green Room Gardens February 10, 2011 at 7:24pm

  In The end went with Simply Buisness who offered a fantastic deal on tools,public liability and employee liability, would recommend checking them out!
  
  Brian www.mibservices.co.uk said:

  Hi Colin, I'm all-in with Simply Business, tools, public, employee. Never had to claim so don't know what they are like in that respect but cover and price was fine. I think a lot of the guys on here are with NFU and get good deals with them
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  Simply Business February 17, 2011 at 9:31pm

  Hi Colin,

  Great to have you on board as one of our customers. We work closely with Landscape Juice Network to offer specific information for landscape gardeners. If you think you've missed something (specific info about cover etc), let me know and we can feature some advice on Landscape Juice. 

  Best regards,

  Jasper Martens

  Simply Business 
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    Lawncare-4u.co.uk > Simply Business February 17, 2011 at 11:11pm

    dont confuse 'tools' with 'machinary' overnight cover .

     

    anything with an engine is not covered !!   BEWARE.

     

    also jasper im unclear if my trailers and mini-digger is covered / and mini digger use ?

     

    i may need to revise/increase mine.  can u call me please ?   07890 761 749

     

    robin ainsworth  / gardens4u.co.uk.     many thanks
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      Simply Business > Lawncare-4u.co.uk February 18, 2011 at 9:49am

      Hi Robin,

       

      I have asked my colleague Tim to give you a ring. Otherwise one of our other insurance specialists will give you a call. Keep your policy number available so that we can review your cover.

       

      Let me know how you get on.

       

      Thanks

      
      
      

       

       
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      Colin@Green Room Gardens > Lawncare-4u.co.uk February 18, 2011 at 6:20pm

      Thanks Gardens 4u, I would not have known this unless you posted ont his thread. I phoned up and sure enough there is a big diffrence (although not very clear) between tools & plant am now covered for everything. Although handheld items like disc cutters & hedgecutters & push mowers, are classed as tools, cement mixer,ride on etc are plant.