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Sick pay insurance

Hi all. Hope everyone is getting off to a good start this season.

Can anyone recommend a decent sick cover or work injury company. There's a lot out there so solid suggestions welcome pleaee

 

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  • We used to use Cirencester Friendly Society, the friendly societies tend to offer better terms. Premiums are based on financial benefit amd how many days delay after injury/sickness you choose before they payout. Make sure all medical history questions are answered correctly as the industry will  try to get out of paying if they can. We stopped our policy after a few years as the premiums were too much and took the risk ourselves by putting the premiums into a savings account. In our opinion they are only worth it if something catastrophic happens resulting in long term disability

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