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Ride on mower/ ride on plant are you covered?

Posted by Peter sellers on March 10, 2026 at 3:20pm

Some of you may not be aware that your public liability insurance does not cover you for accidents/ damage whilst driving ride on machinery across car parks or on private roads. A separate policy "Road risks" is required regardless of whether the ride on plant is road registered or not. Check your policy!

We only found out when we contacted a new broker who was more switched on than the previous one!

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    John F March 11, 2026 at 10:10pm

    Interesting but not surprised . Makes we wonder about mowing a grass verge outside a customers property and cutting the pedestrian side of a hedge which is a public right of way . 

    • Peter sellers > John F March 12, 2026 at 12:09pm

      Your liability insurance should cover the hedgecutting,  However if you have drive your ride on across a pavement, road, private road or private/public car park your liability insurance will not cover you. We have just taken out cover at a cost of £286 which is a lot when you consider the risk but knowing how litigous people can be is worth it for peace of mind!

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