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PRO

Initially reported upon last year on LJN (can not find the post or blog) the likelihood to need insurance for Lawn Mowers & Ride Ons etc has taken another step forward thanks to a recent  EU Ruling:

Insure your lawnmower! EU directive means they join mobility scooters and golf buggies among vehicles that must be covered 

  • Vehicles may be included in new ruling from European Court of Justice
  • It follows a case involving a man hurt when his ladder was hit by a tractor
  • Conservative party spokesman calls the new ruling 'bonkers'

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Replies

  • Hi Gary, is this for people using for domestic purposes? Or Commercial? Or both?

    • PRO

      It's not clear as yet how this could or would be implemented, but it has been carried as news/fact by mutliple sources.

      On private property, I would have expected the Homeowner's liability insuance to cover it, but what if no insurance held (...as it's not a legal requirement..)?

      On commercial property or public areas is where I see it hitting....

      Needs the Civil Service to digest and recommend required changes in law if this does in fact go forward.

      Also worth noting, I suspect, that we will see a frenzy of anti-EU issues raised as the general election nears...

  • PRO

    You'll need £100 'car insurance' for lawnmowers, says EU

    Wheelchair users and gardeners are the target of a confusing – and potentially costly – European judgment, warn insurance and legal experts

    "Elderly wheelchair users, gardeners with ride-on lawnmowers and golfers driving motorised caddies may now need to take out car insurance as a 43-year-old European directive has resurfaced.
    The obscure rule has been in place for decades but was interpreted to cover all motorised vehicles in a recent court case. Details are still emerging as to how British insurers will adapt.
    The Department for Transport is discussing with industry body, the Association of British Insurers, to clarify which types of vehicles will need to be insured and at what level.
    Under UK law, "niche" motorised vehicles such as mobility scooters and sit-on lawnmowers do not require the same level of insurance as a car or motorbike.
    Lawnmowers, for example, only need cover if they are driven in public places and mobility scooters can drive on roads without insurance."

    Read in full: http://www.telegraph.co.uk/finance/personalfinance/insurance/motori...

  • PRO

    Seems bad ideas never die :|

    https://www.telegraph.co.uk/politics/2020/02/23/eu-rule-means-will-...

    EU rule means you will need insurance for ride-on lawnmowers and tractors
    Ride-on lawnmowers, golf carts and tractors will be required to have motor insurance as a result of an EU rule taking effect in the UK after Brexit d…
  • PRO

    https://www.fwi.co.uk/news/crime/drunk-vintage-tractor-driver-jaile...

    Drunk vintage tractor driver jailed and banned for five years - Farmers Weekly
    A driver who was caught by police almost five times over the legal drink-drive limit in a vintage tractor has been jailed. Officers from Leicestershi…
    • PRO

      He was charged with drink driving, driving without a licence and driving without valid insurance.

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