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Founded in 2008. The Landscape Juice Network (LJN) is the largest and fastest growing professional landscaping and horticultural association in the United Kingdom.

LJN's professional business forum is unrivalled and open to anyone within within the UK landscape industry

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For the researching visitor there's a wealth of landscaping ideas, garden design ideas, lawn advice tips and advice about garden maintenance.

Do you have income protection insurance?

Well after joining this site last night and saying how busy I am disaster struck.
I have pulled a muscle in my neck and by God it's sore I couldn't sleep all night.
So I had my first 'sicky' in over 25 years. Luckily I only had grass cutting to do today so I was able to phone the customers and postpone the work.
It got me thinking however as a one man outfit what would happen if I really did get injured eg broke my leg.
Does anyone on here have income protection insurance?

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Replies

  • PRO
    Hi

    Me and the wife have personal accident insurance which we bought through the NFU.

    It costs about £200 a year for the two of us but does not cover us for illness.

    It pays out £200 pw for up to two years which I no is not a lot but is the minimum we need to keep the wolf from the door.
  • I have got a personal health policy with the Norwich Union, sorry Aviva which pays out for prolonged illness or injury. My brother who is a broker, set it up for me, if anyone wants his details, please e-mail me, he does pensions and life insurance as well.
  • Have a look at this discussion.
  • Thanks, is there a search facility on this forum to avoid asking questions that have been asked before?

    Nick Hill said:
    Have a look at this discussion.
  • very top right ? on home? page i think

    Gary Hedges said:
    Thanks, is there a search facility on this forum to avoid asking questions that have been asked before?

    Nick Hill said:
    Have a look at this discussion.
This reply was deleted.

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