• Hi Peter
    had the same thoughts at 65. Can't remember the actual reasons but know that I considered all aspects of my financial situation plus the fact that I intended to carry on working for as long as I wanted.
    Now 68 and still have 70 plus lawn cuts, don't work Fridays now, on the orders of the boss, ha ha
    If I remember rightly ( just been thinking about it) I don't believe it actually made it worth while to defer your pension unless you lived into your eighties. So it's a gamble and I decided for the suposed eventual benefit it just wasn't worth it.
    Hope this helps.
    • hello thanks for this, yes this had helped, I know it will be taxed, to me and has been for many years, its unfair for pensions to be taxed considering the money pot has been taxed, but hey that's the way isn't it, thanks again


      • PRO
        The pension pot hasn't been taxed though. You've paid in your contributions and you only get income tax on the rest if that makes sense? So it should be taxable imo
    • also am I right in saying that the national insurance contributions stop when we reach 65, hope so

  • Take the money and enjoy it whilst you have good health!!

    • yeah I am thinking about that, you never know whats coming along in life, good job I guess

      • Very true and if as Gordon says, it's only worth while if you make it to your eighties, the carehome/social services will then just grab all the dosh!! 

  • you will get 1% for every 9 weeks you defer it just under £500 for a full year

    I would claim it now as you do not know what will happen to it further down the line like it was changed a couple of years ago  

    I think at the moment they are thinking of ideas of how to cut the state pension

    retire now  and enjoy the rest of your life ( before you need a hip replacement with a Waite of 6-12 months ) hope you never need one  

    • another way of looking at it, is would you get this amount of interest if you put the pension into a savings account, the answer I guess is probably no, this is my problem, I would like to  take it, and still work, thinking of sitting in a corner and rotting away is not for me, could I ask what others are doing with the money, if that's not too personal

  • PRO
    Possibly a stupid question, and retiring is years off for me, but can you continue to work (if you feel up to it) and claim your state pension at the same time? Or is it a case of when you retire you HAVE to stop working? Many thanks Harry
This reply was deleted.

Industry Jobs

Landscape and grounds maintenance operative

Landscape and grounds maintenance operative required for a well established landscaping company based in south wales. Looking for an enthusiastic and well motivated worker who works well as part of a team or on their own.  Must have at least 3 years experience in landscaping/ grounds maintenance and sports ground maintenance and renovation. The roles

Grounds Maintenance Operative

The purpose of the Grounds Maintenance chargehand/team leader position is to carry out a range of duties to support the running of contracts. This will include operating machinery, towing a trailer, grass cutting, hedge cutting and general grounds maintenance duties, able to work on own initiative to complete daily work to a high standard The Grounds Maintenance Team Leader will

Landscape Site Manager

Woodhouse Landscape/Natural pools are a design and build company based near Cambridge We undertake a whole range of diverse projects from small patios to natural swimming pools and lake renovations right across the UK and abroad with a variety of private and business clients. We currently have a vacancy for a Skilled landscaper/site manager to

Landscaper Supervisor/Team Leader

Vibrant individual needed to join quality landscape design and build team in Cornwall. Applicant must have 5+ years experience in the industry, be skilled and competent in a range of hard landscape disciplines, be able to work to a very high standard and have great attention to detail, be able to guide and supervise a

Business Objectives Group (BOG)


Fuel Expenses

I keep reading that you will recieve a fine if you don’t log every mile and you can’t just put a fuel receipt in now.  I only use my van for business and have a car for personal use, so am i ok to just put fuel receipts in or do I still have to log…

Read more…
11 Replies · Reply by Graham Wright 3 hours ago

Latest blog post

PRO Supplier

Andy Richards, grounds manager at Shrewsbury School, has added to his existing fleet of Dennis mowers after recently purchasing three new Dennis FT510’s and two new G760’s.

Andy has been the grounds manager at the illustrious…

Read more…

Trade green waste centres

If you've received help from the Landscape Juice Network and you'd like to say thank you, why not make a small donation?

The site is maintained as an indpendent industry resource and it's become an essential tool for those working in the landscape industry.

Thank you

Phil Voice

Founder Landscape Juice

Make a donation

LJN Sponsor



PRO Supplier

Andy Richards, grounds manager at Shrewsbury School, has added to his existing fleet of Dennis mowers after recently purchasing three new Dennis FT510’s and two new G760’s.

Andy has been the grounds manager at the illustrious…

Read more…
PRO Supplier

After trialling a range of various wetting agents, Jonathan Smith, Course Manager at Cowdray Park Golf Club, West Sussex, found exactly what he was looking for in Sherriff Amenity’s Aqua-Zorb Liquid.

Golf has been played at Cowdray…

Read more…
PRO Supplier

Javelin Aer-Aid instils an air of confidence

Andy Richards, Grounds Manager at Shrewsbury School, is a firm believer that aeration is one of the most important practices carried out by groundsmen, and this is exactly why he has recently purchased a new SISIS Javelin…

Read more…