anyhow i checked the link below and got a good quote (inc tools in transit overnight!)
i dont need £2m p.l or £20m e.l or £20k hired plant this coming year.
so its sufficient for me for this year £10k plant insured for use and theft inc.http://www.comparethemarket.com/business-insurance/compare-tradesman-insurance/
check what you need this Year ,as my brokers yearly charge to me has increased each last 5 years and i dont need it at the moment - you can Always add when required without paying for hired plant for 6mths unnecessary etc !
take 3 mins to get a quate : you may be VERY surprised: