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Second van insurance

Desperately been looking for a second van,currently coping with one van,two named drivers.The lads get themselves to the sites and I run round dropping off necessary tools then carry on with other contracts.This becomes a major pain if we are 20 miles away and a mower breaks for instance.Finding a second van hasn't been the problem,its the insurance.The vast majority of brokers I contacted will only give the no claims bonus on one van(I have over 10 years no claims so the saving is huge)and at best a partial discount on the second van, bringing the insurance costs to way over £2000.This for myself and one named driver, both with clean licenses and well over 25!
Was finally contacted by Footprint Insurance brokers who not only applied the no claims to both vans but were also significantly cheaper than my original renewal.The insurer is Southern Rock,hope this helps others in the same predicament.

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  • Im with aviva for my truck and van, they give your ncd on both :)
  • We run a Nissan Cabstar truck and a van , the insurance on both are not unreasonable, so I suppose it's a case of shopping around.

    I know what you mean tho re trying to get along with one vehicle and never regret doubling up. It's not fair to keep asking an employee to just "pop a bag of dust and a couple of bags of sand in your boot!"

  • PRO
    I too am looking at the feasibility of a second van so would be interested in the pro's and con's if you guys could enlighten me a little?
  • just been through this. had my truck and a van on separate policies and was paying 1200 for the year for both of them, with only me driving the truck and three drivers on the van (me and two others under 25) 11 years ncd on the truck and 3 on the van. Bought another van. went on line to Aviva for their multi van insurance and got the new van insured for 420 with 0 ncd and the truck for 300, with all of us named drivers. The third van had to do separately as you can only do 2 vehicles on the multi van discount (crazy!) and that came out at 360. So in total im paying 1080 for all three vehicles, with all of us able to drive any vehicle and protected no claims and voluntary excess of 150! I tried to get the guy to do it over the phone and he said he couldn't match it as the website gives cheaper deals than they can do over the phone (double crazy!)
    closest I got through a broker was £3000! and the comparison websites didn't get close



    http://www.aviva.co.uk/van-insurance/

    also go direct to rac or aa for fleet breakdown cover, much cheaper than doing through insurance companies. got full cover for all three vehicles for 200!


    and by god does it make it easier us all being able to hop into each van to pop off and get stuff on jobs. One other little tip. I've made a driver responsible for each van and they have to give the van a check over last thing each Friday to check for any problems, and the a labourer responsible for cleaning out each van on a Friday pm. Delegation!
  • Tried Aviva online and for the original van £750 which isn't bad for my neck of the woods but when I added the second van it was a staggering £2114.95!Was wondering if having both vans registered to the company makes this much difference or did I accidentally press the mug button!
    Thermo nice tip making the driver/labourer responsible will be taking this on board,also considering using a daily log book for mileage checks(we trust the lads but anyone can be tempted to use van as shopping trolley!Breakdown cover we get "free" via our bank accounts.

  • was with aviva would not recommend them to anyone theyre incompetent

  • find me an insurance company that isn't!

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